We will be alright, nothing ever happens to us around here. I wouldn’t need to write this article if I had a penny for everytime I heard this said in the business world! You don’t have to think far back to last year and the floods that devasted parts of the UK, to know that disaster can hit a company at any time. Is it possible to run a business without the use of electricity?
When a disaster happens, why is that so many businesses fail to properly recover? The answer is simply that no Business Continuity Planning (BCP) is in place. Perhaps the most fundamental aspect of a BCP is good quality office insurance cover. It is possible that payment will be slow in the event of a disaster, but small payments maybe forthcoming to enable the business to continue.
Maybe your ‘office’ is not a fixed entity, but a van or lorry? How is it likely that you can recover from a disaster of this type? You will still need adequate insurance cover, even as a single van user or the owner of a fleet. There is an insurance policy that is best suited to this market it is the business vans insurance. Below are three steps that will help you to choose the correct level of insurance for your vehicle:
1. Know exactly what your needs are, and the risks that you are most afraid of. For example, are you responsible for other members of staff who need some insurance to be available? Do you have articles and goods that will need to come under some form of protection?
2. Compare Quote: Once you have the level of insurance clear in your mind, you can then start to compare prices and suppliers.
3. Research: it is important to check out the reputation of the company that offers the small business insurance, before committing to a product. Ask around, or use social networking sites like Twitter to see if they are being talked about.
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on Nov 21st, 2009 at 1:30 am
I agree that a penny for every client who doesn’t think they need insurance until after they do would be a great thing. I am a strong advocate for slowing down the insurance process to ensure consumers are buying coverages they need before the need arises.
Although I know price is very important, i recommend every insurance shopper speaks with an advisor who has the experience of customers needing coverage when they didn’t have it.
Thanks for the post!
Jay